Upsolve

Introduction

Upsolve is a 501(c)(3) nonprofit founded in 2016 by Rohan Pavuluri, Jonathan Petts, and Mark Hansen, offering a free, guided “TurboTax for bankruptcy” web app that helps low-income Americans file Chapter 7 bankruptcy on their own. Since 2018 the platform has helped an estimated 27,000+ people eliminate over $1.2 billion in debt, with users typically paying only the $338 court filing fee (waivable) rather than the $1,000-$1,500+ attorneys usually charge. In September 2024, the Gates Foundation awarded Upsolve a $4.2 million grant to fund AI technology for the platform, building toward AI-assisted tools cited elsewhere as an “AI Paralegal” for petition review.

Legal Research

Upsolve is not a legal research tool; it is a guided filing product for a single, specific process (Chapter 7 bankruptcy) rather than a case-law or statutory research platform.

Contract Analysis

Upsolve does not offer contract review or analysis; its scope is limited to bankruptcy petition preparation.

Document Drafting

This is Upsolve’s core function: a step-by-step web app that prepares a complete Chapter 7 bankruptcy petition from user-entered information, positioned explicitly as a self-filing alternative to hiring an attorney.

Legal Translation

No dedicated legal translation feature is disclosed on Upsolve’s site.

Predictive Analytics

Upsolve does not offer predictive analytics on case outcomes; it is a filing-preparation tool, not a forecasting product.

Pricing

Upsolve’s own tools are 100% free, as a nonprofit. Users are responsible only for the $338 Chapter 7 court filing fee (fee-waiver options exist for low-income filers) and an optional $0-$50 credit-counseling fee, also waivable in some cases.

User Reviews and Ratings

G2 and Capterra could not be independently checked this pass (both blocked at review time); no verified third-party review score is stated here as a result.

Verdict

Upsolve is one of the most frequently cited access-to-justice success stories in legal tech: a free, narrowly-scoped tool that has demonstrably moved real debt relief at scale for people who couldn’t otherwise afford bankruptcy counsel. It has essentially no relevance to firms or in-house teams, but is a meaningful reference point for anyone studying how AI and guided software can extend legal access.